> Whose fault is it? I mean they literally don’t and as far as I know this is because is insecure and expensive. That is utterly ridiculous in the case of a ca

> Whose fault is it? I mean they literally don’t and as far as I know this is because is insecure and expensive. That is utterly ridiculous in the case of a car. If that was any concern whatsoever, then the dealer would say "let me drive you to my bank" and accept/deposit it there, which is a very, very common practice when seller is concerned with authenticity of the notes. It's not an option in low value transactions like restaurant bills but then the risk there is low. I know there are some places that choose not to accept cash payments to avoid cash accounting risk. That's cool, their choice I walk away... without paying them if they didn't disclose no cash policy clearly up front.