I live in the UK and if a business or person wants to receive money, they just give out a bank account number (6 + 8 digits) and name. This number can't be used

I live in the UK and if a business or person wants to receive money, they just give out a bank account number (6 + 8 digits) and name. This number can't be used to withdraw cash, deposit cash or paper checks, or any other purpose. It doesn't get more convenient than that. Pretty much every other country works the same, except the US.