1. I've never written or deposited a cheque; I don't know that I've even seen one. 2. I've written them to myself to transfer money between accounts when elect

1. I've never written or deposited a cheque; I don't know that I've even seen one. 2. I've written them to myself to transfer money between accounts when electronic transfer restrictions are too painful, etc. May be I'm confused but it seems a case of either or :)