6 ms·

Got a job and then married someone who also has a job. We go to work, make our money, come home and relax.

by vlaxx 4y ago

devoutsalsa 4y ago
Next level house hacking.
maria2 4y ago
If you have kids, you lose "come home and relax" unfortunately.
- mistercheph 4y ago
  Yes, unless you love your kids.
  - maria2 4y ago
    Even when you love your kids, I don’t think caring for them can be described as relaxing.
  - edanm 4y ago
    No, that's completely false. You can love your kids but still find it non-relaxing to take care of them. Just ask... literally any parent.
    - fortysixdegrees 4y ago
      Don't ask me... Spending time with the kids, looking after them or not is super relaxing. It's the best bit of life.
      - edanm 4y ago
        I agree that it's the best bit of life. But how on earth you manage to find a crying baby that decides to wake you up in the middle of the night relaxing is beyond me :)
        codegeek 4y ago
        Its ok. They don't want to admit reality. I ahve 3 kids (one is a baby) and I love them to death but crying baby is never fun and certainly not relaxing and I am happy to admit that.
        chasd00 4y ago
        True true. And after they learn to walk you got about two weeks and the learn how to run and then you’re chasing them for 5 years. Mine are 13 and 10 and it’s pretty nice atm. The 10 year old still thinks I hang the moon and the 13 year old is just enough of a smart ass to make me laugh.
        codegeek 4y ago
        hahaha so true. I have a 9 year old, 8 year old and 5 months old (I know I know. Diaper days are back again). The 9 year old already talks like she is 13 and the 8 year usually follows her and well, the 5 month old. Baby doing baby things :)
      - maria2 4y ago
        How old are your kids?
- dinosaurdynasty 4y ago
  Just don't have kids!
LeifCarrotson 4y ago
Same! Except my wife quit her money-making job to take care of our kids full-time. I go to work, come home, and spend time with my family. Every Friday my employer deposits about $1,500 in my account, which represents an income stream of about $6,800/mo, not to mention paying for my health insurance and putting about $100 in my 401k. All I have to do is show up for about 40 hours Monday through Friday. For a side hustle, we bought a home around 2015 for $125k. We've paid off about $70k of the 2.8% 15-year mortgage and property taxes at $1100/mo, it's now estimated to be worth about $330k. That represents an income stream equivalent to about $2200/mo due to that asset's value rising at about 15% per year. If it wasn't for the fact that I live here, I'd be divesting a lot of my investment in that obvious bubble ASAP. Similarly, my parents built my childhood home nearby in '96 for about $80k, their property is now worth about $750k, you do the math.
- EricMausler 4y ago
  Assuming average 3% inflation, your parents have earned an equivalent of about $3000 worth of today's purchasing power per month on average.
  - lotsofpulp 4y ago
    Wouldn’t you have to subtract the cost of the parents’ alternative living accommodations from those “earnings”?
    - EricMausler 4y ago
      I dont think so because they were able to live in the property while it gained value, so they didn't need to spend on other accommodations. Alternative living costs would factor in towards the decision to sell and what they can get with that value today, but im not seeing how it reduces the earnings. You would need to subtract the YOY property taxes and maintenence costs (with inflation) to get actual net earnings, though
      - lotsofpulp 4y ago
melling 4y ago
That’s what most people do, which is fine. However, since I’m only going around once, I’d like to find a different path.
mynameisash 4y ago
For almost my entire marriage, my wife has either been at home with our kids or trying to get a teaching job in a saturated market. When she has worked, it was never a big contributor to our income. She'll be joining the workforce full-time in the next 6-9 months in a new field. I'm psyched for a pretty significant boost to our overall income that we've never had before.
natzar 4y ago
and for the rest of your life...

Got a job and then married someone who also has a job. We go to work, make our money, come home and relax.

by vlaxx 4y ago

Got a job and then married someone who also has a job. We go to work, make our money, come home and relax.

devoutsalsa 4y ago

Next level house hacking.

maria2 4y ago

If you have kids, you lose "come home and relax" unfortunately.

mistercheph 4y ago
Yes, unless you love your kids.
- maria2 4y ago
  Even when you love your kids, I don’t think caring for them can be described as relaxing.
- edanm 4y ago
  No, that's completely false. You can love your kids but still find it non-relaxing to take care of them. Just ask... literally any parent.
  - fortysixdegrees 4y ago
    Don't ask me... Spending time with the kids, looking after them or not is super relaxing. It's the best bit of life.
    - edanm 4y ago
      I agree that it's the best bit of life. But how on earth you manage to find a crying baby that decides to wake you up in the middle of the night relaxing is beyond me :)
      - codegeek 4y ago
        Its ok. They don't want to admit reality. I ahve 3 kids (one is a baby) and I love them to death but crying baby is never fun and certainly not relaxing and I am happy to admit that.
        chasd00 4y ago
        True true. And after they learn to walk you got about two weeks and the learn how to run and then you’re chasing them for 5 years. Mine are 13 and 10 and it’s pretty nice atm. The 10 year old still thinks I hang the moon and the 13 year old is just enough of a smart ass to make me laugh.
        codegeek 4y ago
        hahaha so true. I have a 9 year old, 8 year old and 5 months old (I know I know. Diaper days are back again). The 9 year old already talks like she is 13 and the 8 year usually follows her and well, the 5 month old. Baby doing baby things :)
    - maria2 4y ago
      How old are your kids?
dinosaurdynasty 4y ago
Just don't have kids!

LeifCarrotson 4y ago

Same! Except my wife quit her money-making job to take care of our kids full-time. I go to work, come home, and spend time with my family. Every Friday my employer deposits about $1,500 in my account, which represents an income stream of about $6,800/mo, not to mention paying for my health insurance and putting about $100 in my 401k. All I have to do is show up for about 40 hours Monday through Friday. For a side hustle, we bought a home around 2015 for $125k. We've paid off about $70k of the 2.8% 15-year mortgage and property taxes at $1100/mo, it's now estimated to be worth about $330k. That represents an income stream equivalent to about $2200/mo due to that asset's value rising at about 15% per year. If it wasn't for the fact that I live here, I'd be divesting a lot of my investment in that obvious bubble ASAP. Similarly, my parents built my childhood home nearby in '96 for about $80k, their property is now worth about $750k, you do the math.

EricMausler 4y ago
Assuming average 3% inflation, your parents have earned an equivalent of about $3000 worth of today's purchasing power per month on average.
- lotsofpulp 4y ago
  Wouldn’t you have to subtract the cost of the parents’ alternative living accommodations from those “earnings”?
  - EricMausler 4y ago
    I dont think so because they were able to live in the property while it gained value, so they didn't need to spend on other accommodations. Alternative living costs would factor in towards the decision to sell and what they can get with that value today, but im not seeing how it reduces the earnings. You would need to subtract the YOY property taxes and maintenence costs (with inflation) to get actual net earnings, though
    - lotsofpulp 4y ago

melling 4y ago

That’s what most people do, which is fine. However, since I’m only going around once, I’d like to find a different path.

mynameisash 4y ago

For almost my entire marriage, my wife has either been at home with our kids or trying to get a teaching job in a saturated market. When she has worked, it was never a big contributor to our income. She'll be joining the workforce full-time in the next 6-9 months in a new field. I'm psyched for a pretty significant boost to our overall income that we've never had before.

natzar 4y ago

and for the rest of your life...