OK, I'm honestly curious, because the idea in my head is this: Using a VPN to protect you from the dangers of public Wi-Fi is worthless, because HTTPS already

OK, I'm honestly curious, because the idea in my head is this: Using a VPN to protect you from the dangers of public Wi-Fi is worthless, because HTTPS already does everything VPN companies claim their VPNs do to protect you, such as protecting people from snooping your banking information or redirecting you to some "Wells Fargo But It's A Phishing Frontend" website, because HTTPS provides both encryption and, through certificate verification by way of the browser's own trust store, validation that you're connecting to the domain you think you're connecting to and an MITM attack isn't going on. If I'm somehow wrong about any part of that, I'd like to know.