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Wells Fargo is an exception because they’ve been caught deliberately messing with their customers multiple times and also because they have horrible tech. I ha

Wells Fargo is an exception because they’ve been caught deliberately messing with their customers multiple times and also because they have horrible tech. I have Chase and their app is excellent. And I love the fact that their branches are available in a lot of places. Finally, if I have any confusion I can either walk into a branch or talk to a human and get a response pretty quickly. They’ve helped me arrange some fairly exotic transactions that there’s no way I would have been able to do on my own, but to get to that position, I had a decade long relationship with them, and they help me out even though I don’t have much money with them.

than3 4y ago
With all due respect, the surviving top banks are all the same. They all have issues with following legal practices, some more than others but all are equally bad. There isn't a good alternative, and unfortunately the Fed decided to remove the fractional part, of fractional banking so they have no impetus to actually change. Depository requirements were set to 0% in 2020, and the overages have balloooned by roughly 300% since that time according to the still required reporting which is just a matter of time until they sunset.