>“I’m old fashioned. I like to be able to see my money,” Mr. Kvendru said. “With brick-and-mortar banks, you have that feeling that it’s not going anywhere.” I

>“I’m old fashioned. I like to be able to see my money,” Mr. Kvendru said. “With brick-and-mortar banks, you have that feeling that it’s not going anywhere.” I haven't been inside a bank since 1997, when I opened an account with USAA. Since then I've moved on to other online-only banks. Since 1997 I've had mortgages, personal loans, home equity loans, multiple car loans, credit cards, CDs, and a myriad other banking and investment services and never been face to face with a bank employee. The only time I ever even slightly thought about physical banks was when I started wanting ‎Sacagawea dollars to pay at neighborhood lemonade stands (I used to love getting Kennedy half-dollars at my childhood stand, but inflation's a bitch...). The very, extremely, low premium I pay to order Sacagawea dollars from the Mint is more than offset by the 3% I get on my savings account by not using a brick-and-mortar bank. What are people doing in those bank buildings? I do not understand.