This has me asking myself "why aren't I ditching a big bank?" I have accounts with multiple financial services companies including a local credit union and a l

This has me asking myself "why aren't I ditching a big bank?" I have accounts with multiple financial services companies including a local credit union and a large bank, among others. I did prefer the credit union in terms of many of the rates etc and customer service. However, the transferability across states and countries is a no-contest with the big bank. We moved out of state and the transition with the big bank was invisible; with the credit union (who we still have an account with) it would be really difficult to maintain day-to-day use. Even when we lived in the same area as the credit union, things like debit/credit card fees and whatnot were not comparable between the two. So both have their perks; they're just structured differently.