> This is important because people still pay for amounts up to their deductible and out of pocket maximum In many world states, if you have health insurance, a

> This is important because people still pay for amounts up to their deductible and out of pocket maximum In many world states, if you have health insurance, and are referred to hospitalization, or come in with a wound or other obviously serious condition, your deductible/out-of-pocket for being in the hospital is exactly 0. Israel is in this category for example. This doesn't cover 100% of hospitals but all the big ones and your "sick fund"'s hospital-grade facilities. In other countries (e.g. the Netherlands), a lot of health care expenses are charged through to you from the get-go, but - your annual out-of-pocket maximum is low, e.g. 500 EUR or 700 EUR or something like that (EUR ~= 1.05 USD right now, was higher when I was in the Netherlands). So, you might be interested in what hospitals charge, but it's not like you would save all that much anyway.