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Hmm, I got a car loan from a credit union that didn't even ask for my assets, only my credit report.

• tom-thistime 4y ago
  Did the credit union ask any questions related to the value of the car? Because a car might be considered an asset.
  • dheera 4y ago
    It's a Tesla, and yes, they needed the entire MVPA. It might be because I applied with a downpayment of 10K so they just shut up and gave me a super low interest rate. I didn't actually need the loan, I just saw interest rate increases coming and figured I could save a few bucks by taking the loan and putting the balance of the value of the car in a CD or bond at higher interest a few months later, which I did.