> But the benefits of digitization are normally that it offers something better, generally higher scale, lower cost, easier use, less hassle, faster, better ana

> But the benefits of digitization are normally that it offers something better, generally higher scale, lower cost, easier use, less hassle, faster, better analytics, or other benefits over it's analog version. > The truth is, crypto hasn't done so yet, so the tech just isn't there quite yet. How do you know this BTW? What are your criterias? If you're considering integration of money, the way your bank issues you a debit/credit card, and allows you to pay at point of sale throughout the world, you're talking about something else: integration. This takes a lot of time and money. If you're talking about running a central bank that's covering the entire world, is easy to interoperate with (anyone can connect to the network and use it), is easy to build on top with (via smart contracts), and costs an infinitely smaller percentage of what it costs to run the financial world today to run? Then I would say that Ethereum and other state-of-the-art blockchains are already winning. The issue is that if someone doesn't work in the financial world, their metrics are not good to understand how to judge and compare different financial backbones.