I had two phones break on me this year, due to the internal electronics failing. Not dropped or cracked, just screen gradually losing the ability to display cor

I had two phones break on me this year, due to the internal electronics failing. Not dropped or cracked, just screen gradually losing the ability to display correctly then eventually going dark continuously. That's when I found out my business bank cannot do payments with their web banking if I don't have a registered, still working phone. And their phone-in banking service with its large voice menu and long waiting times also does not support making a payment. Lots of other things, general help, registering new devices, but not basic banking. For that you must have a registered device, they confirmed. I had to buy a new phone (twice, in a hurry), and only then could I make a simple payment. That was annoying. Imagine how much more annoying it would be to be stuck outside your home for a few days waiting for your new phone to be shipped! (Hope the courier doesn't put it through the letterbox too!)