Amen to all of that! As far as loan institutions go and trying to create something that lets people invest in one another, the UK already has something along t

Amen to all of that! As far as loan institutions go and trying to create something that lets people invest in one another, the UK already has something along those lines: http://uk.zopa.com http://uk.zopa.com I think the idea is great and wish Zopa got more press than they do.