That would ban cash machines wouldn't it? I can see the need for a "non tech user" account for old people. Why not just mandate that as an option and let those

That would ban cash machines wouldn't it? I can see the need for a "non tech user" account for old people. Why not just mandate that as an option and let those of us happy with apps (which I think are much more secure than websites because you cannot divert/phish them) get on with it?