Insurance companies are not paragons of reason. They’re certainly not motivated by reducing medical risk to their customers. Among the many things they objected

Insurance companies are not paragons of reason. They’re certainly not motivated by reducing medical risk to their customers. Among the many things they objected to in recent healthcare reforms, preventive care requirements ranked very high. They penalize high risk customers so it’s easy to conclude they view those customers negatively, but in reality they just want to extract value from the risk and from their market capture wherever they can.