Yep. China is a prime example. If you don't have access to a handful of apps, you're effectively unable to eat or do anything else. Elsewhere, when a business

Yep. China is a prime example. If you don't have access to a handful of apps, you're effectively unable to eat or do anything else. Elsewhere, when a business touts itself as cashless, I consider if they're discouraging armed robbery and/or hostile to the unbanked.