How is this the fault of crypto? Centralized entities made extremely bad decisions and offered unrealistic rates at the risk of their customers funds. Defi has

How is this the fault of crypto? Centralized entities made extremely bad decisions and offered unrealistic rates at the risk of their customers funds. Defi has been chugging along just fine, and everyone in Uniswap, Aave, Balancer, Curve, etc. still have all their assets.