Microsoft has an amusingly academic take on this idea here (PDF): https://www.microsoft.com/en-us/research/wp-content/uploads/2016/02/WhyFromNigeria-1.pdf http

Microsoft has an amusingly academic take on this idea here (PDF): https://www.microsoft.com/en-us/research/wp-content/uploads/2016/02/WhyFromNigeria-1.pdf https://www.microsoft.com/en-us/research/wp-content/uploads/...