Right? What world are people living in? On anything other than a 30% coinsurance PPO, you aren't getting anything done without insurance pre-approval. And that

Right? What world are people living in? On anything other than a 30% coinsurance PPO, you aren't getting anything done without insurance pre-approval. And that's an extra month or two wait on top of the three month wait to get in the door for a consult.