I'm guessing that the silent downvoters are reacting to the "wage flexibility by fiat" paragraph which might be construed as a political viewpoint rather than a

I'm guessing that the silent downvoters are reacting to the "wage flexibility by fiat" paragraph which might be construed as a political viewpoint rather than an economic one. The widely-accepted narrative at the moment is that the bankers caused the crisis, and the rest of us are victims, so why should we be subjected to more pain to fix the mess they made? It would at least be polite for people to say why they don't like your opinion, rather than just bitch-slapping you into silence.