I shudder to think of a day where the only way to spend and receive money offline is through banking and financial systems (Layers 2-3), which (likely due to to

I shudder to think of a day where the only way to spend and receive money offline is through banking and financial systems (Layers 2-3), which (likely due to today's KYC laws) inevitably require outing your deadname in order to send and receive goods and services. This is already largely the case for online payments, in bank transfers (which in their current dysfunctional state, not only reveal your legal name to the recipient directly, but require you send your order ID and legal name in an email side channel because the chip-transfer message doesn't carry enough information to tell the recipient what the money is for), and PayPal (PayPal business accounts do not actually hide your account-holder name from the money recipient, as I found out by being doxxed after creating one). I've only found a narrow exception where Privacy.com credit cards allow the use of a pseudonym once you've doxxed yourself to Privacy.com, and the small fraction of people on Citi can use True Name Mastercards to pay (and again not receive money).