I understand your frustration. The economy is a system of incentives; and if incentives are misaligned this will lead to mistrust and eventually chaos. Student

I understand your frustration. The economy is a system of incentives; and if incentives are misaligned this will lead to mistrust and eventually chaos. Student loans are predatory. Some people fell for it and some people avoided it. I think the question: Who is (or should be) bailing any of this; rather than making you whole or keep this system just because you are the one who figured it out. Of course, it is the tax payers (the weakest and most easily accessible $$ thing) who will pay for this (either with taxes, government debt or money go brrrrr). This will further alienate these tax payers and lead to the eventual collapse of this economic system. So I guess I started off trying to make you feel better about it but now you are going to feel worse (since not only you won't be getting the special treatment but you are also probably the one paying both the predators and the "less intelligent" people who took these loans).