Just two observations: 1) None of your reasons have to do with your own ambitions. I think this is temporary, as everyone's ambitions have gotten a haircut of

Just two observations: 1) None of your reasons have to do with your own ambitions. I think this is temporary, as everyone's ambitions have gotten a haircut of late 2) None of your reasons have to do with your team. I find myself staying through thick and thin with good teams, but percolating out when the chemistry is meh. Well, plus one bonus: Money goes out awful fast, and there's no wealth in salary and savings; the vast, vast majority of wealth is in stocks and real estate. You might think that you don't need that much money, but then your costs skyrocket as you compete with people who have money.