The main difference here precisely "not your keys not your coins". Replacing govt-influenced/controlled banks with some rando pseudo-bank is only a net positive

The main difference here precisely "not your keys not your coins". Replacing govt-influenced/controlled banks with some rando pseudo-bank is only a net positive for a really terrible govt... And because of the complexity, I doubt crypto will succeed in its goal. It might get regulated but then it's probably no better than banks, since it would be restricted from the uses a govt doesn't like similarly to money in a bank.