Being homeless doesn't cut it. Not being aware enough to seek shelter from rain or snow might - that would put them literally at risk of physical harm due to th

Being homeless doesn't cut it. Not being aware enough to seek shelter from rain or snow might - that would put them literally at risk of physical harm due to their own inability to avoid it. Shelter doesn't need to be a house, it can be an underpass with tents/sleeping bags etc. If you are trying to stay warm and the sleeping bag is not warm enough that would be considered lack of resources, not lack of mental capability.