On a long enough time horizon all governments and empires fall. All paper money ultimately becomes worth only the paper it is printed on. This is where I disag

On a long enough time horizon all governments and empires fall. All paper money ultimately becomes worth only the paper it is printed on. This is where I disagree with the maximalists of specific cryptocurrencies. If utility means anything, better payment networks will emerge as tech advances. Of course gold solves for both of these issues. Agree with your other points to a degree. Cryptocurrency is derivative in that it discounts the heavily regulated financial markets. The easy money policies can be viewed as part of that. Part of the value proposition in users choosing voluntary means rather than collaborating with coercive money. Even for a simple use case like online shopping there is regulatory overhead. Chargebacks, merchant agreements and AML considerations all come into play. Try billing users $1 or 25 cents with PayPal as an example. Most shops won't allow you to buy a pack of chewing gum with a card.