I have close to zero financial knowledge but even I r managed to fund a Vanguard Roth IRA in my name. If I can do it, anyone can do it. It isn't ideal. It is 1

I have close to zero financial knowledge but even I r managed to fund a Vanguard Roth IRA in my name. If I can do it, anyone can do it. It isn't ideal. It is 100% VTSAX. But I did it. All on my own. No need to worry about a target date or anything like that.