> I haven't heard of a bank switching over to a rack of PCs, yet. Right. The main limitation is the core software platform. This is an extraordinarily complex

> I haven't heard of a bank switching over to a rack of PCs, yet. Right. The main limitation is the core software platform. This is an extraordinarily complex system that requires expensive regulatory sign-off/audit/etc. There are some vendors in the space who are trying to do a new bank + new core. Even if someone had an awesome x86 clustered core system with 100% regulatory approval, any existing mid-tier bank converting to it would be an ~8 figure ordeal.