Easy, a project I've had on the backburner for quite a while with a friend: GivePool It's a service to allow users to setup a monthly donation amount and sprea

Easy, a project I've had on the backburner for quite a while with a friend: GivePool It's a service to allow users to setup a monthly donation amount and spread it across non-profits they pick. They can change the distribution month-to-month or even give their whole monthly amount to 1 non-profit for a month (like in the case of a disaster). It's a single place to manage your giving. We'd set it up as a B-Corp or a non-profit, complete transparency, bringing in just enough money to keep the lights on and add new features as needed. Provide a portal for non-profits to post into the user's "feed" of updates and maybe even create or use an existing system to rate non-profits (like how much goes to admin vs to people directly). We'd effectively "onboard" every non-profit in the US and mail them a check monthly with instructions on how they can setup ACH and interact with their "givers" on our website if they want to, if not that's fine. One big issue non-profits have is recurring revenue, a lot of their funding comes in fits and spurts as events happen (that they put on or events that happen in the world that drive people to give) and so setting up a recurring amount they can plan for would let them do more and/or work smarter. For myself I want this service because I hate having to manage giving through a bunch of crappy websites, I'd like it to be centralized. If at all possible we'd pay for the website/developers with small monthly fees from the users though we had an idea to have non-profits (or large donors) pay for user's memberships for the first year or so. For the non-profit they would make up that money and some (as long as membership < 12*monthly donation, again we'd make that fee as small as possible) and big donors would do it just out of the "goodness of their hearts" the same way "matching" and the like work today. It's difficult because no VC or similar is going to be interested as the goal isn't to make a bunch of money or "corner the market", just to make giving easier. Also I'm not too sure I'm interested in VC money for a number of reasons. It'd have to be funded by someone who just wanted to product to exist for the good it would do, not for some future payday. Bootstrapping is potentially an option but I believe we would need money transmitter licenses for this to be legal (I'd love to be wrong) and last I checked that was a couple hundred thousand to get started and then a sizeable amount (maybe up to $100K) a year to keep your compliance (the US fintech scene is a mess). One day.