I think the emotions and incentives involved make for such a breeding ground. The article seems to focus on the latter. And I think, at its core, this is the pr

I think the emotions and incentives involved make for such a breeding ground. The article seems to focus on the latter. And I think, at its core, this is the problem. The incentives are too strong and regulation too lax ( and people being people, optimize for those ). I want to offer a similar example from a seemingly regulated field and yet badly incentivized[1], where ambulance workers and doctors were involved in a scheme that involved getting money for funneling bodies to friendly funeral houses. I think you are right about the margin size. It attracts the type of person who will optimize for it at any cost. [1]https://www.cbsnews.com/news/polands-cash-for-corpses-scandal/ https://www.cbsnews.com/news/polands-cash-for-corpses-scanda...