This exactly. I recently came across a tweet explaining how Merkle trees in some new crypto would make it better or something. If with a CS degree I find it har

This exactly. I recently came across a tweet explaining how Merkle trees in some new crypto would make it better or something. If with a CS degree I find it hard to understand what this remotely has to do with my money, I don't think my 80 year old granddad is going to fare any better. Which is why I believe crypto is fundamentally doomed for anything but the most niche use cases.