> Credit scores based on credit card use seems fundamentally broken. The thing that makes me angry is that I am not interested in their money, credit is still

> Credit scores based on credit card use seems fundamentally broken. The thing that makes me angry is that I am not interested in their money, credit is still needed even when installing internet at my home (looking at you AT&T), where the bill could be prepaid instead, but they could still reject you and charge a high deposit. It's beyond ridiculous. > I think only the US has this system? I think so. And I hope no one gets "inspired" thinking the US is perfect and copies the same system in their country.