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Stablecoins such as USDC and Tether (although despised by many) are used for non-criminal cross border transfers and savings accounts. Here is a recent episode

• JumpCrisscross 4y ago
  > USDC and Tether (although despised by many) are used for non-criminal cross border transfers and savings accounts One of these is almost certainly a fraud. The other provides utility, but largely in sidestepping money-laundering and banking rules.