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Credit scores based on credit card use seems fundamentally broken. Having had a good salary and paid all your bills on time for decades should of course count a
by alkonaut 4y ago
Credit scores based on credit card use seems fundamentally broken. Having had a good salary and paid all your bills on time for decades should of course count as being financially responsible and creditworthy. Luckily I think only the US has this system?
- Bilal_io 4y ago> Credit scores based on credit card use seems fundamentally broken. The thing that makes me angry is that I am not interested in their money, credit is still needed even when installing internet at my home (looking at you AT&T), where the bill could be prepaid instead, but they could still reject you and charge a high deposit. It's beyond ridiculous. > I think only the US has this system? I think so. And I hope no one gets "inspired" thinking the US is perfect and copies the same system in their country.