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- Uber Eats is super popular, what do you mean with disappeared? - TeamLab’s design of the Resona Bank app is modern, lovely, functional, and full of features.

- Uber Eats is super popular, what do you mean with disappeared? - TeamLab’s design of the Resona Bank app is modern, lovely, functional, and full of features. All done by locals, for a local bank, to be used by locals. Don’t confuse lack of investment with a cultural effect. - International transfers are difficult in any non European country, that’s why Wise became so popular. Shinsei makes a lot of their money on their antiquated but easy to use transfer system, for example. But Wise is the most popular international transfer app in Japan. Which also has a modern, easy to use UI. Both support recurrent scheduled payments. - A lot of well designed UIs were jumped at, including iPhones, Apple TVs, Balmuda appliances, the new touch screen 7-11 ATMs, Uber Eats, etc. It seems to me that you got trapped in the “I can’t criticise my host country and need to assent to every one of its quirks” attitude that plagues most foreigners in Japan. Most Japanese people find those websites fucking ugly, they just don’t care. I believe that this is the cultural effect at hand here - a lot of locals really don’t care if the design is good or not.

franciscop 4y ago
How do I make recurrent payments in Shinsei? There's no option from what I've searched. For transfers yes a transfer from Spain to the USA or UK is a bit harder than intra-EU, but it's trivial compared to Japan where you need to apply to some gvmt card to even qualify to apply to the int transfer service, which of course I got denied 4 times because of my name. Your whole comment seems trying to find the worst interpretation of what I said on purpose... I mean Uber taxi of course. I said some modern UIs were adopted, but still IMHO not enough to clearly show it was a huge pain point as we think (saying people "jumped" to the iPhone in Japan because of the UI also doesn't make sense, considering how long it took to be adopted and how high Android was for a very long time). Etc.
- bluepizza 4y ago
  You mean because of MyNumber? It's your responsibility to maintain a consistent katakana transliteration of your name. I don't think many banks would accept documents if your name was misspelt, no matter the country. MyNumber's purpose is precisely to curtail white collar crime. Of course there would be tight regulations around that. But it's something that you make only once. EU countries are economically and legally integrated to very high levels. Banking regulation is simplified for intra EU transfers. Japan is an isolate that is not part of any economic unions. Banking regulation focus on the domestic market and crime prevention. Different countries, different needs. I agree that bad UIs are not a huge pain point. As I said, nobody cares. But that doesn't mean that bad UIs are liked or appreciated. They are tolerated. Learn Japanese and get yourself a Resona bank account.
  - franciscop 4y ago
    Yeah I didn't misspell my own name, why would you assume so?
    - bluepizza 4y ago
      Because your application for remittance wouldn't be rejected otherwise.
      - yladiz 4y ago
        Why are you being so flippant here? Misspelling the name is almost certainly _not_ the only reason something like this could be rejected.
        bluepizza 4y ago
        It's the only one, really. There is nothing in the regulations that would have the bank deny someone's application for international remittance, except lack of MyNumber or invalid documentation.
        yladiz 4y ago
        Are you a Japanese bank remittance application processor?
        bluepizza 4y ago
        I worked for a bank in the remittance area for two decades. I know the process really well, including the application part. Anyone has the legal right to send a remittance. So it is an automatic yes, unless there is a compelling no. Most compelling nos would affect locals only (involvement with antisocial groups, certain criminal convictions), and the only compelling nos for foreigners are either invalid documentation or being a politically important person. OP is doing it all himself, so they are not a PIP. Most foreigners (more than 97%) who have their application rejected, is because they didn't send the correct documents, or the documents contained misspellings. You seem to be a bit bothered by the fact that I know remittances? But it's my job to know.

franciscop 4y ago

How do I make recurrent payments in Shinsei? There's no option from what I've searched. For transfers yes a transfer from Spain to the USA or UK is a bit harder than intra-EU, but it's trivial compared to Japan where you need to apply to some gvmt card to even qualify to apply to the int transfer service, which of course I got denied 4 times because of my name. Your whole comment seems trying to find the worst interpretation of what I said on purpose... I mean Uber taxi of course. I said some modern UIs were adopted, but still IMHO not enough to clearly show it was a huge pain point as we think (saying people "jumped" to the iPhone in Japan because of the UI also doesn't make sense, considering how long it took to be adopted and how high Android was for a very long time). Etc.

bluepizza 4y ago
You mean because of MyNumber? It's your responsibility to maintain a consistent katakana transliteration of your name. I don't think many banks would accept documents if your name was misspelt, no matter the country. MyNumber's purpose is precisely to curtail white collar crime. Of course there would be tight regulations around that. But it's something that you make only once. EU countries are economically and legally integrated to very high levels. Banking regulation is simplified for intra EU transfers. Japan is an isolate that is not part of any economic unions. Banking regulation focus on the domestic market and crime prevention. Different countries, different needs. I agree that bad UIs are not a huge pain point. As I said, nobody cares. But that doesn't mean that bad UIs are liked or appreciated. They are tolerated. Learn Japanese and get yourself a Resona bank account.
- franciscop 4y ago
  Yeah I didn't misspell my own name, why would you assume so?
  - bluepizza 4y ago
    Because your application for remittance wouldn't be rejected otherwise.
    - yladiz 4y ago
      Why are you being so flippant here? Misspelling the name is almost certainly _not_ the only reason something like this could be rejected.
      - bluepizza 4y ago
        It's the only one, really. There is nothing in the regulations that would have the bank deny someone's application for international remittance, except lack of MyNumber or invalid documentation.
        yladiz 4y ago
        Are you a Japanese bank remittance application processor?
        bluepizza 4y ago
        I worked for a bank in the remittance area for two decades. I know the process really well, including the application part. Anyone has the legal right to send a remittance. So it is an automatic yes, unless there is a compelling no. Most compelling nos would affect locals only (involvement with antisocial groups, certain criminal convictions), and the only compelling nos for foreigners are either invalid documentation or being a politically important person. OP is doing it all himself, so they are not a PIP. Most foreigners (more than 97%) who have their application rejected, is because they didn't send the correct documents, or the documents contained misspellings. You seem to be a bit bothered by the fact that I know remittances? But it's my job to know.