> That is not what a wire transfer is. I didn't say it was a wire transfer. I said it was a mail carrier and made an analogy. You seem to have misread this par

> That is not what a wire transfer is. I didn't say it was a wire transfer. I said it was a mail carrier and made an analogy. You seem to have misread this part and misinterpreted my entire reply, as the rest of your comment makes little sense as a response. > The first electronic value transfer happened somewhere around 1872 No, wire transfers are data, not value, transfers. The humans and institutions on either end of the data transfered "over the wire" are then entrusted to transfer yet more data to a central bank which eventually completes a physical value transfer of assets to perform settlement of the balance. Central banks move around ships filled with gold and other precious assets-- that is the value transfer. Direct non-physical electronic value transfer, i.e. settlement, did not happen until 2013.