My family became suddenly very poor when I was in highschool and then in the first years of me going to uni. Like living in a half-finished house in the country

My family became suddenly very poor when I was in highschool and then in the first years of me going to uni. Like living in a half-finished house in the countryside with no electrical power for a couple of months-poor (when things had really become bad). That was happening 20 to 25 years ago, and in the meantime I have managed to attain a middle-class status, sort of (I still don't own an apartment, never mind an actual house), enough to say that I can't complain about my present financial situation. Even so, I'm fully and acutely aware that my choices alone wouldn't have made all that possible. I also needed luck, lots of it, and the presence of people whom had no obligation to me whatsoever, at least on paper, but who nevertheless helped me at some crucial points in my past. Yes, it was my choice to make good on that help and to take advantage of some of the luck I had, but, again, my choices alone, without said luck and without those people that have helped me would have meant nothing.