4 ms·

Just half an hour ago I accidentially wired to much money while paying an invoice. I made the transfer on desktop in my browser and had to confirm with a phone

by kiney 4y ago

Just half an hour ago I accidentially wired to much money while paying an invoice. I made the transfer on desktop in my browser and had to confirm with a phone app that showed recipient and amount - i just tapped "ok". A split second later I realized my mistake. There even is a cancel transaction function in the user interface but it just told me it's too late because the transaction is already processed... Delaying transactions for about 1 minute with a cancel option would be a possible solution. (in this case I mailed the recipient and hope they are honest)

mungoman2 4y ago
Yes this is how Gmail implements undo send.. Email is actually sent 30 sec after pressing Send, giving you that time to realize your mistake and Undo.
MerelyMortal 4y ago
They should adopt the 30 second Gmail/Fastmail undo. It's saved me a few times. People don't like to proofread until after they commit. Call up your bank and ask how to get the suggestion to the right people. I made a suggestion to my bank, and they implemented it in their app, so you never know.
nso 4y ago
I don't know about just a delay. A short summary, a delay and cancel button combined with Wise's transfer money animation that gave you time to act would be a nice UX in my mind.
yCombLinks 4y ago
The problem is there are a number of scans revolving around returning accidental extra money. IE someone sends you $500 too much, they ask for it back. You send it back and then they somehow reverse the original transaction, etc.
- dtgriscom 4y ago
  More commonly, the original transaction looked legit, but turns out after a few days not to be. A common medium is a cashier's check; they seem more "real" than checks, but they aren't really, and it can be a week or longer before you find out one is bogus.
RobertRoberts 4y ago
My understanding (from a bank teller) is that you can ask the bank to do this for you. No need to ask the other party. Hence the scam another comment mentioned, as most people don't know this.

by kiney 4y ago

mungoman2 4y ago

Yes this is how Gmail implements undo send.. Email is actually sent 30 sec after pressing Send, giving you that time to realize your mistake and Undo.

MerelyMortal 4y ago

They should adopt the 30 second Gmail/Fastmail undo. It's saved me a few times. People don't like to proofread until after they commit. Call up your bank and ask how to get the suggestion to the right people. I made a suggestion to my bank, and they implemented it in their app, so you never know.

nso 4y ago

I don't know about just a delay. A short summary, a delay and cancel button combined with Wise's transfer money animation that gave you time to act would be a nice UX in my mind.

yCombLinks 4y ago

The problem is there are a number of scans revolving around returning accidental extra money. IE someone sends you $500 too much, they ask for it back. You send it back and then they somehow reverse the original transaction, etc.

dtgriscom 4y ago
More commonly, the original transaction looked legit, but turns out after a few days not to be. A common medium is a cashier's check; they seem more "real" than checks, but they aren't really, and it can be a week or longer before you find out one is bogus.

RobertRoberts 4y ago

My understanding (from a bank teller) is that you can ask the bank to do this for you. No need to ask the other party. Hence the scam another comment mentioned, as most people don't know this.