The doctor's office stands to lose the cost of their services from their patents' negatives. Your insurer stands to lose their X% cut of all the money that pas

The doctor's office stands to lose the cost of their services from their patents' negatives. Your insurer stands to lose their X% cut of all the money that passes through them on all their customers' negatives. Follow the money. The System(TM) has a strong financial incentive to see to it that you interact with it as much as possible because that's how they make money.