Yes, been there, done that a number of times. The first thing you have to do is make sure your finances are stable. That means make and follow a family budget,

Yes, been there, done that a number of times. The first thing you have to do is make sure your finances are stable. That means make and follow a family budget, cut what is unnecessary, bank everything you can, and build 3-6 months of living expenses. If you aren't willing or able do that as a family, you are not ready to go out on your own. BUT during that time, you're not sitting still. You should be sketching out ideas, talking to prospective customers, getting feedback, and adjusting as you go. You may even be able to build UIs or potentially an MVP, do it. You're still in a VERY low risk stage. If you aren't willing or able do that as an entrepreneur, you are not ready to go out on your own. If you can accomplish BOTH of the above, you should have: a better conceived idea with real feedback, a list of prospective customers, a family on board with what you're doing, and the savings to give it a shot. THEN you're ready.