If you make me choose between having the financial freedom to handle my money without having to trust anyone and only needing to pay attention to what I do with

If you make me choose between having the financial freedom to handle my money without having to trust anyone and only needing to pay attention to what I do with it, or having a nanny that oversees all my finances and coddles me in case I hurt myself but could possibly steal my money, I'll choose the former. I can understand why one would disagree, though. What's wrong with having the option to do away with the nanny, again?