> The debit card comes with fees. Lots of fees. About 3%, plus a $7 charge. Plus, by activating the card, you authorize My Banking Direct, a service of New York

> The debit card comes with fees. Lots of fees. About 3%, plus a $7 charge. Plus, by activating the card, you authorize My Banking Direct, a service of New York Community Bank, to use your financial info for marketing purposes. Sounds like there was some er… lobbying involved.