> but why can't this scheme work with, you know, actual money? That's something that's been kicking around the back of my mind for some time. Like, what's sto

> but why can't this scheme work with, you know, actual money? That's something that's been kicking around the back of my mind for some time. Like, what's stopping the web3/crypto folks from using a distributed ledger for invoicing/billing with traditional money? Why must we try to take down the centralized banking system at the same time? Strikes me as the most extreme form of scope creep.