Worked for the Man for decades. Avoided kids, choosing the dink lifestyle. Tried to balance living today with saving for tomorrow as tomorrow might not come i

Worked for the Man for decades. Avoided kids, choosing the dink lifestyle. Tried to balance living today with saving for tomorrow as tomorrow might not come in a desired form. Tried to maximize the employers retirement mechanisms and governmental programs for tax management. Followed Bogle. Lucked out having an economic boom when ending my career. Manage expenses, don’t purchase a house unless you can switch jobs without moving. Understand the geographic restrictions of your and your partner’s career choice and the go/nogo for kids. Plan for any familial issues that will arise. Look at bling with a jaundiced eye.