Absolutely—again, I have kids, so I decided it was worth it. The benefits can be incalculably great, but the costs are a lot easier to see and are very discoura

Absolutely—again, I have kids, so I decided it was worth it. The benefits can be incalculably great, but the costs are a lot easier to see and are very discouraging, and that situation is quite a bit worse than it used to be, for people in the same ballpark as median household income (we don't make FAANG money but are doing quite a bit better than US median, or... well, I really dunno if we'd have kids, otherwise).