Right. There are no guarantees when calculating the cost benefits of having kids. The biggest risk in having kids is not financial in my opinion. The biggest ri

Right. There are no guarantees when calculating the cost benefits of having kids. The biggest risk in having kids is not financial in my opinion. The biggest risk is that they will bring you an enormous amount of suffering, say by becoming drug addicts and committing suicide. I took the risk and it paid off for me. All I'm offering here is a counter argument.