"then you can go out of network and get covered" I can get the care, but nothing in what you're describing sounds like what my paperwork details say. It indic

"then you can go out of network and get covered" I can get the care, but nothing in what you're describing sounds like what my paperwork details say. It indicates that any non-emergency services undertaken outside of their network will not be dealt with at all. I'm not sure how this is 'better' than what it used to be, with 'used to be' being last year's plan that would, at least, deal with services delivered out of network, with some % split up to a deductible.