My employer recently updated our health insurance offering with a plan from UHC called Surest. They were formerly branded as Bind, but have seemed to pivot afte

My employer recently updated our health insurance offering with a plan from UHC called Surest. They were formerly branded as Bind, but have seemed to pivot after their UHC acquisition (the former Bind program had on-demand coverage, whereas the Surest program is more like a traditional copay plan). Part of this plan is an app where you can type in a procedure, browse a list of providers, and select one based on copay price. They claim that their copay is based on UHC’s evaluation of their efficiency and effectiveness. The copay is supposed to be a singular all-in price covering all services related to the procedure (e.g., no separate bill for anesthesia, etc). Dr visit $10-$65, ER visit $325, etc.