I want to echo the Reddit comment saying to use a credit union. Wells fargo is such an unpleasant bank and I remember when I first started working how they just

I want to echo the Reddit comment saying to use a credit union. Wells fargo is such an unpleasant bank and I remember when I first started working how they just eroded my account balance away with fees for low balance, not direct depositing, “overdraft”, etc. It’s possible that there is something on your chexsystems record that is related to their decision as well. They serve as something similar to a credit reporting agency specifically for banks. Try to get your record from them; they’ll mail it in a letter that will take weeks to arrive but perhaps that helps answer the “why” in your original question. Edit: chexsystems now allows you to get your report online! You’ll just need your previous addresses from that bank account and drivers license/state ID number. I’d wait a few weeks until Wells Fargo closes account out to try this as the info might be slow to propagate up to the report