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> Imagine if your car could only drive to locations approved as safe by the car manufacturer We're not very far away from that. Example: Tesla sells auto insur
by cle 4y ago
> Imagine if your car could only drive to locations approved as safe by the car manufacturer
We're not very far away from that. Example: Tesla sells auto insurance based on real-time tracking of driving behavior, and explicitly lists "where you live" as a factor. So it's quite possible "real-time location safety" is already part of their model. So you may already be charged more for driving to your Grandma's house. Granted this is not a ban, but it is close enough for discomfort and all it takes is the right (or wrong) motivation and the loop can be trivially closed.
- mod 4y agoLocation of the insured vehicle has been a factor since I started having insurance about 24 years ago (speaking for 20 years of Geico, and more recently Progressive).
- cle 4y agoThe scale at which manufacturers and insurers like Tesla can use real-time location data in actuarial models (and whatever else they like) is quite new, though. The important distinction is that the same entity tracking your real-time location also has unprecedented control over the car and your ability to use it, and very little transparency. This is basically the same dynamics as app stores.
- maxerickson 4y agoIs it obvious that they can charge low enough prices the rest of the time to make this dynamic pricing an attractive offer? Are people somehow forced to buy Tesla insurance when they buy a Tesla?